We've rebranded! Formerly known as Green Mortgages

We've rebranded! Formerly known as Green Mortgages

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Welcome to Proper Advice

Mortgage Brokers in Manchester

Looking for a mortgage broker in Manchester? Proper Advice is a whole-of-market mortgage broker with access to over 90 specialist lenders, helping first-time buyers, home movers, homeowners looking to remortgage and those considering debt consolidation explore a wide range of mortgage options.
Whether you're buying your first home or reviewing your current mortgage, our experienced advisors provide straightforward, personalised mortgage advice to help you make confident decisions.
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Manchester

Why Choose Proper Advice as Your Mortgage Broker in Manchester?

At Proper Advice, we compare mortgage products from high street banks, building societies and specialist lenders to help you find a mortgage that suits your circumstances.

Our experienced advisors support buyers and homeowners across Manchester and Greater Manchester, offering clear guidance from your first enquiry through to completion. With a strong understanding of the local property market and access to a wide range of lenders, we're here to make the mortgage process as simple as possible.

If you're buying your first home, our advisors can help you understand how much you could borrow, explain the different mortgage options available and guide you through each stage of the buying process. With access to more than 90 lenders, we'll search the market to find a mortgage that's suitable for your circumstances.

Helping Buyers and Homeowners Across Manchester

Manchester has become one of the UK's most desirable places to live, with a thriving property market, major regeneration projects and strong demand from first-time buyers, professionals, families and investors. With property prices, competition and affordability varying across the city, finding the right mortgage can sometimes feel overwhelming.

If you already own a property, we can help you review your current mortgage. Whether your fixed-rate deal is coming to an end, you're looking to secure a better rate, release equity or explore debt consolidation through your mortgage, we'll explain your options and help you decide on the most appropriate route forward.

Manchester offers something for almost every type of buyer. Popular areas including Didsbury, Chorlton, Sale, Altrincham, Prestwich and Stockport attract buyers looking for a mix of city living, green spaces and convenient transport links, while many surrounding areas across Greater Manchester are popular with commuters and families.

Whether you're buying in Manchester city centre, moving to the suburbs or relocating within Greater Manchester, Proper Advice is here to provide expert mortgage advice every step of the way.
Manchester Skyline

Mortgage Services We Offer in Manchester

Whether you're purchasing your first property, moving home, remortgaging or looking to consolidate existing debts, Proper Advice offers mortgage solutions tailored to your individual needs. As a whole-of-market mortgage broker, we'll compare products from a wide range of lenders to help you find the most suitable mortgage deal.

Experts in Remortgages and Debt Consolidation Mortgages

Remortgaging isn't just about finding a lower interest rate. It can also help you release equity, consolidate existing debts or make sure your mortgage continues to meet your financial goals as your circumstances change.

Our mortgage advisors have extensive experience helping homeowners across Manchester explore remortgage and debt consolidation options. With access to more than 90 lenders, including specialist providers, we'll explain your options clearly and help you find a solution that's right for your situation.

Remortgages

We can help you switch to a better rate, reduce your monthly payments or release equity from your home.

Debt Consolidation Mortgages

Looking to consolidate multiple debts into one, single monthly payment? We'll help to find you the best deal.
We have access to over 120 high street and specialist lenders across the whole market!

Perks of working with Proper Advice

Working with an experienced mortgage broker in Manchester can help make the mortgage process simpler, clearer and more efficient.
Over 90 Lenders To Choose From
As an FCA-regulated, whole-of-market mortgage broker, we search over 90 lenders to help you ensure a secure and competitive deal rather than being limited to a single provider.
Experienced Mortgage Advisors
Our experienced mortgage advisors in Chester support first-time buyers, home movers, landlords, employed applicants, self-employed clients and those with more complex financial situations.
Dedicated Advisor & Case Manager
You’ll have two points of contact from start to finish. Our experienced mortgage advisors will guide you through your options, answer your questions and keep everything moving smoothly.
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Support With Complex Cases
We regularly help clients with adverse credit, self-employment, debt consolidation, multiple income streams and specialist lending requirements.
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We Handle The Paperwork
From paperwork to liaising with lenders, solicitors and estate agents, we manage the process for you to make everything as simple and stress-free as possible, whether you're employed, self-employed or have more complex circumstances.
Weekly Interest Rate Reviews
During your application, we review your rate weekly to help make sure you complete on the best interest rate possible, including where specialist lenders may be required for more complex cases.

How it works

We make the mortgage process as simple and straightforward as possible and communicate with you at every stage. Whether you’re applying for a new mortgage or remortgaging your current property, our Chester mortgage advisors will guide you from initial enquiry through to completion.
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Review
We'll review your circumstances in full, carry out affordability checks, analyse key documents and search the market to identify suitable lenders and mortgage deals.
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Decide
Our advisors will explain your options, help match you with the right lender and secure an Agreement in Principle where appropriate.
3
Apply
We'll handle the full mortgage application process from beginning to end, dealing with the lender, solicitors and any additional requirements on your behalf.
4
Complete
We'll ensure everything is lined up for completion day, keeping you updated throughout the handling of your application so you can look forward to your new mortgage with confidence.

Meet our Manchester Mortgage Team

Say hello to the hard-working mortgage experts who are here to secure you the best outcome possible!
Michael Kallaras
Managing Director
Nina Dodd
Mortgage Case Manager
Harry Power
Director
Tom Lewney
Mortgage & Protection Advisor
Amy Harley
Mortgage Case Manager
Jack Power
Co-Founder
Georgia Brown
Mortgage Case Manager
Jayke Turner
Broker Support
Ciarán Power
Operations Manager
Emma Hughes
Mortgage Case Manager
Mia Lowey
Compliance Manager
Jack Wareing
New Business Consultant
Conor Goodwin
New Business Consultant

Frequently Asked Questions

Using a mortgage broker gives you access to a much wider range of mortgage products than approaching a single lender directly. As a whole-of-market mortgage broker, we compare deals from over 90 lenders and provide clear, straightforward advice based on your circumstances. We'll guide you through the process, explain your options and help you find a mortgage that's right for you.

Absolutely! Buying your first home can feel overwhelming, especially when you're trying to understand affordability, deposits and mortgage options. Our experienced advisors will explain everything in plain English, help you understand how much you could borrow and search over 90 lenders to find a mortgage that suits your needs.

No. We provide mortgage advice remotely by phone and video call, making it easy to access expert guidance wherever you're based in Manchester or Greater Manchester. You'll receive the same personalised service and support throughout your mortgage journey, without needing to travel.

All of our initial consultations, document reviews, quotes and product finding are completely free. We want you to fully understand your options before making any decisions, and there's no obligation to proceed if you decide we're not the right fit.

Depending on the mortgage product you choose, there may be lender fees such as arrangement, valuation or application fees. We'll explain any costs clearly before you proceed. You may also need to pay legal or conveyancing fees, although some lenders include free legal services as part of their mortgage products.

All of our initial consultations, document reviews, quotes and product finding are totally free. We want to ensure you are fully informed about your options at all times, and will never tie you in to dealing with us if you prefer to look elsewhere.

In relation to mortgage fees, there may be arrangement, product, valuation or application fees tied to your new product. We will lay these out in full for you before any application and there is no obligation to proceed beyond our initial conversations if you don't want to!

There may also be legal fees due to the conveyancer/solicitors, but sometimes lenders offer free legal services. You can often choose whether you would prefer a paid legal service (often quicker with better service) or a free one (which may add a week or two to the process).

Getting in touch has never been easier.

Whether you prefer to call, text, email or fill out our simple online forms, we're only a stone's throw away from helping you find the solution you deserve. Click below to get in touch.
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