We've rebranded! Formerly known as Green Mortgages

We've rebranded! Formerly known as Green Mortgages

Home » Our Locations » Proper Advice Chester
Welcome to Proper Advice

Mortgage Brokers in Chester

Looking for trusted mortgage brokers in Chester? Since 2018, Proper Advice has helped Chester homeowners secure competitive mortgage deals tailored to their needs. Having our head office based in Chester means that we’ve built strong relationships with high-street banks, building societies and other specialist local lenders. This means that as our client, you can gain access to exclusive rates not always available directly.

Our experienced Chester mortgage advisors provide expert guidance on mortgages, remortgages, self-employed mortgages, buy-to-let mortgages, debt consolidation mortgages, green mortgages, life insurance policies and more. With an in-depth and personal knowledge of the Chester property market, we deliver straightforward, tailored advice to help any homeowner make confident financial decisions.
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Chester City Center

Why Work With A Mortgage Broker In Chester?

Based on Lower Bridge Street, CH1 1RS, Proper Advice is an independent, whole-of-market mortgage broker in Chester helping buyers and homeowners across Chester and Cheshire secure the right mortgage deals. From Hoole and Boughton to Christleton, Wrexham, Ellesmere Port and the wider Cheshire area, our local mortgage advisors understand the area’s property market, average house prices and the lenders most suited to local buyers.

Working with one of the Proper Advice Chester mortgage advisors means you can receive personalised support from a head office team that understands the local market and has access to both major lenders and specialist providers. Whether you’re a first-time buyer, moving home or remortgaging, we can guide you through the process clearly and help find mortgage solutions tailored to your circumstances.

Helping Buyers and Homeowners Across Chester

Chester remains one of the most desirable places to live in the North West, attracting a wide range of buyers thanks to its historic charm, strong transport links, excellent schools and mix of city and suburban living. The local property market continues to appeal to first-time buyers, growing families, professionals and retirees looking for homes across the region.
The area also has strong commuter links to Liverpool, Manchester, and North Wales, Chester is particularly popular with buyers relocating for work while seeking a quieter lifestyle. Property prices and lender requirements can vary significantly across different parts of Chester and surrounding areas, making our local mortgage advice especially valuable.
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Mortgage Services We Offer in Chester

Proper Advice offers expert mortgage advice in Chester for a wide range of borrowing needs, helping local buyers and homeowners find suitable mortgage solutions from across the market.

Our experienced mortgage advisors work with clients throughout Chester and can assist with first-time buyer mortgages, home mover mortgages, remortgages, buy-to-let mortgages, debt consolidation mortgages, green mortgages, life insurance and specialist lending options.

Remortgage and Debt Consolidation Specialists in Chester

Our team has extensive experience supporting Chester homeowners with complex financial situations or histories, exploring remortgage and debt consolidation options designed to improve monthly affordability and better manage existing financial commitments. Whether you’re looking to switch to a more competitive rate, release equity from your property or combine unsecured debts into one payment, we provide straightforward, tailored advice throughout the process.

Remortgages

We can help you switch to a better rate, reduce your monthly payments or release equity from your home.

Debt Consolidation Mortgages

Looking to consolidate multiple debts into one, single monthly payment? We'll help to find you the best deal.
We have access to over 120 high street and specialist lenders across the whole market!

Perks of working with Proper Advice

Choosing an experienced Chester mortgage advisor can make the entire mortgage process simpler, faster and far less stressful. At Proper Advice, we provide personalised support backed by expert knowledge of the mortgage market and local property landscape.
Whole-of-Market Mortgage Access
As an independent, FCA-regulated mortgage broker, we search over 90 lenders to help find competitive mortgage deals tailored to your circumstances, rather than limiting you to a single bank or provider.
Experienced Mortgage Advisors
Our experienced mortgage advisors in Chester support first-time buyers, home movers, landlords, employed applicants, self-employed clients and those with more complex financial situations.
Dedicated Advisor & Case Manager
You’ll have a dedicated mortgage advisor and case manager guiding you from application through to completion, keeping you updated and answering questions throughout.
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Support With Complex Cases
We regularly help clients with adverse credit, self-employment, debt consolidation, multiple income streams and specialist lending requirements.
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We Handle The Paperwork
From liaising with lenders and solicitors to managing documentation and chasing updates, we handle the admin to keep your mortgage application moving smoothly.
Weekly Interest Rate Reviews
During your application, we monitor mortgage rates weekly to help ensure you secure the most competitive deal available before completion.

How it works

We make the mortgage process as simple and straightforward as possible and communicate with you at every stage. Whether you’re applying for a new mortgage or remortgaging your current property, our Chester mortgage advisors will guide you from initial enquiry through to completion.
1
Review
We start off the process with a full review of your financial situation, including aspects like your income, credit history, affordability checks, deposit size and future plans. We’ll also assess any and all supporting documents to understand which lenders are most likely to approve your application.
2
Decide
With access to over 90 specialised lenders, we compare mortgage products across the market and match you with suitable lenders based on your circumstances.
3
Apply
Once you’re happy to proceed, we handle the full mortgage application process on your behalf. This includes submitting documents, communicating with lenders, liaising with solicitors and estate agents alike and providing you with updates throughout.
4
Complete
After your mortgage offer is issued, our team will make sure everything is in place ahead of completion day so your mortgage or remortgage completes as smoothly as possible.

Our Chester Branch

Lower Bridge Street, CH1 1RS
Monday
8:30 AM - 7:00 PM
Tuesday
8:30 AM - 7:00 PM
Wednesday
8:30 AM - 7:00 PM
Thursday
8:30 AM - 7:00 PM
Friday
8:30 AM - 7:00 PM
Saturday
CLOSED
Sunday
CLOSED

Meet the Team

Say hello to the hard-working mortgage experts who are here to secure you the best outcome possible!
Michael Kallaras
Managing Director
Nina Dodd
Mortgage Case Manager
Harry Power
Director
Tom Lewney
Mortgage & Protection Advisor
Amy Harley
Mortgage Case Manager
Jack Power
Co-Founder
Georgia Brown
Mortgage Case Manager
Jayke Turner
Broker Support
Ciarán Power
Operations Manager
Emma Hughes
Mortgage Case Manager
Mia Lowey
Compliance Manager
Jack Wareing
New Business Consultant
Conor Goodwin
New Business Consultant

Frequently Asked Questions

By using a mortgage broker, Chester residents will be able to gain access to a vast market of mortgage deals, expert local property knowledge and dedicated support throughout. A broker can compare lenders, help improve your approval chances and lock-in the best rates for your circumstances.

Yes. Our Chester mortgage advisors regularly help homeowners compare new mortgage deals, reduce monthly payments, release equity or switch lenders at the end of a fixed term. Explore our remortgage services today.

Absolutely. Our team has years of experience in helping homeowners combine existing debts into a single monthly mortgage payment where suitable. Our advisors will explain the risks, affordability checks and available options. Find out how a debt consolidation mortgage can help you today.

All of our initial consultations, document reviews, quotes and product finding are totally free. We want to ensure you are fully informed about your options at all times, and will never tie you in to dealing with us if you prefer to look elsewhere.

In relation to mortgage fees, there may be arrangement, product, valuation or application fees tied to your new product. We will lay these out in full for you before any application and there is no obligation to proceed beyond our initial conversations if you don't want to!

There may also be legal fees due to the conveyancer/solicitors, but sometimes lenders offer free legal services. You can often choose whether you would prefer a paid legal service (often quicker with better service) or a free one (which may add a week or two to the process).

All of our initial consultations, document reviews, quotes and product finding are totally free. We want to ensure you are fully informed about your options at all times, and will never tie you in to dealing with us if you prefer to look elsewhere.

In relation to mortgage fees, there may be arrangement, product, valuation or application fees tied to your new product. We will lay these out in full for you before any application and there is no obligation to proceed beyond our initial conversations if you don't want to!

There may also be legal fees due to the conveyancer/solicitors, but sometimes lenders offer free legal services. You can often choose whether you would prefer a paid legal service (often quicker with better service) or a free one (which may add a week or two to the process).

Getting in touch has never been easier.

Whether you prefer to call, text, email or fill out our simple online forms, we're only a stone's throw away from helping you find the solution you deserve. Click below to get in touch.
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