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There are two types of debt we’re going to cover in this helpful blog post: secured vs unsecured debt. In simple terms, secured debt is attached to an asset, such…

It can be easy for any homeowner to incur debt over time. High-interest credit cards and other loan repayments can steadily accumulate interest. This can make it difficult to manage…

Debt management can be difficult for even the most responsible borrowers trying to navigate different payments and high interest rates. However, there are options for homeowners, such as combining debt…

When considering a green mortgage, or simply aiming to reduce your home’s carbon footprint and energy costs, knowing where to start with energy-efficient improvements can be crucial. This blog offers…

Consolidating debt into a mortgage means refinancing your current mortgage to include other debts, such as credit card balances, personal loans or car finance agreements, into one single mortgage repayment.…

Staircasing is a unique feature of Shared Ownership that allows you to gradually increase your share in a property, moving closer to full ownership. This blog will explore the staircasing…

A strong credit score is one of the cornerstones of financial wellbeing, influencing everything from your ability to secure a mortgage to the interest rates you’re offered on loans and…

The majority of life is now wrapped up in a variety of monthly repayments. Bills and subscriptions are mainstays, whereas unsecured debt like credit card repayments, bank loans or overdraft…

Stepping into the role of a landlord can be a rewarding venture, but it comes with its set of responsibilities and considerations. This blog aims to highlight key factors you…

Selecting the right mortgage type is a key decision in your homeownership and remortgage journey. At Proper Advice, we understand the importance of this choice and have included a useful guide…