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Proper AdviceChester

Welcome to Proper Advice Chester! We’re independent, whole-of-market mortgage brokers with access to over 140 lenders. We have a wide range of options to choose from, and we can offer you exclusive deals you won’t get by doing straight to lenders. More choice means a better chance of finding the mortgage that’s right for you.

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Proper Advice Locations

Proper Advice Chester

Proper Advice are an independent, whole-of-market mortgage broker that you can trust. We have offices all across the UK, but our head office is based in the wonderful city of Chester. We cover many surrounding areas in Cheshire including Warrington, Crewe, Runcorn, Wilmslow, Macclesfield and Knutsford.

At Proper Advice, we offer a comprehensive range of mortgage and financial services in the Chester area. Our expert financial advisors can help you remortgage, get a debt consolidation loan, or secure a mortgage as a first-time buyer, self-employed person or contractor. We can also offer you mortgage protection insurance, bridging loans and secured loans.

Being a local, independent mortgage broker means we truly value our clients. Our team of friendly, professional and experienced mortgage advisors are here to discuss your situation in detail, guide you through the sometimes complicated, jargon-filled process, and help find the right mortgage solution for you.

Our Chester office is easy to find. It’s located on Lower Bridge Street, a stone's throw away from the centre of the city.

Chester City Center

What Mortgage Services Do We Provide In Chester?

Remortgaging

Are you searching for a better mortgage deal in Chester that aligns with your changing needs and circumstances? Remortgaging can provide you with the choice of either staying with your current lender or switching to a different one for a more advantageous deal. Don't settle for a standard variable rate; let us help you discover the perfect mortgage that suits you best.
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First-Time Buyers

As a first-time buyer in Chester, you may be eligible for Government support in the form of the Help to Buy Scheme and Stamp Duty relief. You'll also have access to the same mortgages that are available to all other buyers. Contact one of our brokers today to explore the most beneficial options for you.
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Moving Home

If you're relocating within Chester, you have the option of transferring your mortgage to your new property or remortgaging for a larger amount or a more advantageous deal. Allow us to help you make the best decision and relieve you of any stress associated with the process.
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Commercial Mortgages

Are you considering purchasing a commercial property in Chester? Consider a commercial mortgage! While there are several key differences between commercial mortgages and traditional mortgages, our skilled mortgage advisors can help navigate the process and find the right option for you.
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Buy-to-Let Mortgages

Planning to purchase a rental property in Chester? You'll need a buy-to-let mortgage. While these types of mortgages are similar to standard mortgages, there are some important distinctions to consider. Our mortgage advisors are here to offer you the guidance you need to secure the most suitable mortgage for your investment.
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Proper Advice

Want to reduce your carbon footprint while also saving money on your mortgage? Our green mortgage service in Chester can help you achieve just that! With competitive rates and environmentally-friendly options, you can make a positive impact on the planet while also keeping your mortgage costs down.
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Self-Employed Mortgages

Securing a mortgage as a self-employed individual in Chester may seem daunting, but we're here to support you! As long as you can provide your lender with the appropriate financial data, have a good credit score, and can validate your income, you can acquire the same competitive mortgages as any other borrower.
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Contractor Mortgages

As a contractor in Chester, you still have access to various mortgage options that suit your requirements. Several lenders specialize in products designed for contract workers. Our mortgage advisors will support you throughout the process and help you locate the ideal mortgage for you.
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Adverse Credit Mortgages

If you've had CCJs, bad credit, or even declared bankruptcy in the past, don't worry. As whole-of-market brokers in Chester, we have access to a wide range of mortgage options that can be tailored to fit your specific circumstances.
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Contact us today for a free quote

Speak to us now on 01244 955 399 or request a callback from our team.

Proper Advice Chester

What Other Services Do We Offer?

Mortgage Protection

Looking to protect your mortgage payments in case of unforeseen circumstances? Consider mortgage protection insurance, which can cover payments in the event of illness, redundancy, or even death. As a Chester-based mortgage advisor, we can help guide you through the process of finding the right policy to fit your needs.
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Debt Consolidation

Are you struggling to manage multiple loans and debts in Chester? Debt consolidation loans can simplify your payments by merging them into a single payment plan that is easier to handle and may come with more favorable terms.
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Bridging Loans

Looking for quick funding options for a property purchase or development project in Chester? Consider bridging loans, a short-term financing solution commonly used by property developers or those seeking to buy at auctions or secure a deal rapidly.
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Business Protection

Safeguard your business from unforeseen situations that could leave you unable to work with our range of business protection policies, including Relevant Life Insurance, Key Person Insurance, and Shareholder Insurance, all tailored to meet your specific requirements.
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Proper Advice Chester

Why Choose Proper Advice?

If you’re looking for mortgage brokers in Chester, look no further than Proper Advice.

We’re independent, whole-of-market mortgage brokers, meaning we survey the whole market for our clients, not just a select few lenders that we’re tied to. With access to over 140 lenders, we have a wide range of options to choose from. More choice means a better chance of finding the mortgage that’s right for you.

We’ve been based in Chester since 2018. We’ve gotten to know the area intimately and have developed strong connections with high-street banks and building societies, as well as local, smaller lenders. Because of this, we can offer you exclusive mortgage deals that you won’t get by going straight to lenders.

At Proper Advice, we’re not only passionate about understanding and satisfying your individual needs, but we pride ourselves on going above and beyond for you. With our red carpet service, you get immediate access to one of our mortgage advisors; the option of evening and weekend appointments, seven days a week; constant updates throughout the entire process; and a fully-managed service from start to finish.

If you’re looking for expert mortgage advisors in Chester, get in touch with Proper Advice on 01244 955 399 or at info@properadvice.co.uk. Or come into our Chester office for a chat!

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Proper Advice Chester

A Little Bit About Chester

Chester City Center

If you’re looking to get a mortgage in Chester, get in touch with Proper Advice on 01244 955 399 or at info@properadvice.co.uk today, or pop into our Chester office below!

Chester is one of the UK’s prettiest and most attractive cities. The second-largest settlement in the county of Cheshire, Chester is nestled next to the River Dee and has the prestigious status of being the best-preserved walled city in Britain.

There are lots of things to see and do in Chester for locals and tourists alike. The city is famous for attractions like Chester ZooChester Castle and Chester Racecourse. Closer to the city centre, you’ll find Chester Cathedral, the beautiful Grosvenor ParkGrosvenor Museum, which houses Roman tombstones and an art gallery, and Eastgate Clock, the most photographed clock in England after Big Ben.

While there’s plenty to love about Chester itself, the city is also close by to other tourist hotspots like Liverpool, Manchester and the Welsh border.

Chester has a rich history, remains of which can still be seen to this day. The city was founded as a Roman fort in 79 AD and was occupied by both the Saxons and Normans over the following centuries. Chester is home to a number of medieval buildings that have stood the test of time while the city centre is filled with striking Victorian architecture, including the unique and charming Chester Rows.

As one of the most desirable places to live in the UK, Chester boasts a number of attractive suburbs and neighborhoods for homeowners including ChristletonWaverton, Boughton and Tarvin. Whether you’re buying your first home or relocating within the area, Chester is a fantastic place to settle down.

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