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Proper AdviceCardiff

Welcome to Proper Advice Cardiff! We’re passionate about finding the right mortgage solutions for you, and our friendly and experienced team are on hand to assist you throughout the process. As an independent, whole-of-market mortgage brokers, we can offer you exclusive deals that you won’t find by going straight to lenders – and more choice means a better chance of finding the right mortgage for you.

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Proper Advice Locations

Proper Advice Cardiff

Nestled in the heart of the Welsh capital, Proper Advice are an independent, whole-of-market mortgage broker dedicated to bringing you the best solutions to suit your needs.

Our team of experienced professionals will ease you through the process from initial consultation to securing the mortgage solution that is right for you, keeping things stress free and simple.

We are a national mortgage broker with offices across the UK, however our Cardiff office places us in a great location ideally suited to serve Cardiff and the Glamorgan area. With access to over 140 lenders, we’re dedicated to finding the right mortgage for you.

If you’re looking for a mortgage within the Cardiff area, why not pop into the Proper Advice office for a chat with our team? You can find us at Capital Tower Business Centre.

Building in Cardiff

What Mortgage Services Do We Provide In Cardiff?

Remortgaging

Looking for a better mortgage deal that suits your changing needs and circumstances in Cardiff? Remortgaging is an excellent option that allows you to stay with your current lender or switch to a different one for a better deal. With our assistance, you don't have to settle for a standard variable rate, and we can help you find the ideal mortgage that suits you best.
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First-Time Buyers

As a first-time buyer in Cardiff, you may be eligible for Government support in the form of the Help to Buy Scheme and Stamp Duty relief. Contact one of our brokers today to explore the most beneficial options available to you.
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Moving Home

If you're relocating within Cardiff, you have the option of transferring your mortgage to your new property or remortgaging for a larger amount or a better deal. Our team can assist you in making the best decision and relieve you of any stress associated with the process.
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Commercial Mortgages

Looking to purchase a commercial property in Cardiff? Consider a commercial mortgage! While there are several key differences between commercial mortgages and traditional mortgages, our skilled mortgage advisors can help navigate the process and find the right option for you
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Buy-to-Let Mortgages

If you're purchasing a property in Cardiff to rent out to tenants, you'll require a buy-to-let mortgage. Our mortgage advisors are here to offer you the guidance you need to secure the most suitable mortgage for your investment. While these types of mortgages are similar to standard mortgages, there are some important distinctions to consider.
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Proper Advice

Looking for a way to reduce your carbon footprint while also saving money on your mortgage? Our green mortgage service in Cardiff can help you do just that! With competitive rates and environmentally-friendly options, you can make a positive impact on the planet while also keeping your mortgage costs down.
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Self-Employed Mortgages

Obtaining a mortgage as a self-employed individual in Cardiff may seem challenging, but we're here to support you! With our help, you can acquire the same competitive mortgages as any other borrower as long as you can supply the lender with the appropriate financial data, have a good credit score, and can validate your income.
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Contractor Mortgages

As a contractor in Cardiff, you still have access to various mortgage options that suit your requirements. Several lenders specialise in products designed for contract workers. Our mortgage advisors will support you throughout the process and help you locate the ideal mortgage for you.
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Adverse Credit Mortgages

If you've had CCJs, bad credit or even declared bankruptcy in the past, don't fret. As whole-of-market brokers in Cardiff, we have access to a wide range of mortgage options that can be tailored to fit your specific circumstances.
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Contact us today for a free quote

Speak to us now on 01244 955 399 or request a callback from our team.

Proper Advice Cardiff

What Other Services Do We Offer?

Mortgage Protection

Looking to protect your mortgage payments in case of unforeseen circumstances? Consider mortgage protection insurance, which can cover payments in the event of illness, redundancy, or even death. Our mortgage advisors in Cardiff can help guide you through the process of finding the right policy to fit your needs.
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Debt Consolidation

Are you finding it challenging to manage multiple loans and debts in Cardiff? Debt consolidation loans can simplify your payments by merging them into a single payment plan that is easier to handle and may come with more favourable terms
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Bridging Loans

Looking for quick funding options for a property purchase or development project in Cardiff? Consider bridging loans, a short-term financing solution commonly used by property developers or those seeking to buy at auctions or secure a deal rapidly.
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Business Protection

Safeguard your business from unforeseen situations that could leave you unable to work with our range of business protection policies, including Relevant Life Insurance, Key Person Insurance, and Shareholder Insurance, all tailored to meet your specific requirements.
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Proper Advice Cardiff

Why Choose Proper Advice?

At Proper Advice, client satisfaction is our top priority, so if you’re after a mortgage broker that will put you first, you’ve come to the right place.

As independent, whole-of-market brokers, we have access to over 140 lenders meaning there is a huge range of options for you to choose from and find the right solution for you.

At Proper Advice, we pride ourselves on going the extra mile for our clients, that’s why we offer a red-carpet service for all of our clients. This means you get immediate access to one of our mortgage advisors; the option to arrange evening and weekend appointments, seven days a week; constant updates throughout the process; and a fully managed service from the first contact through to the final completion.

To get the expert mortgage advice you’re looking for from a name that you can trust, get in touch with the Green team today on 029 2236 2348

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Proper Advice Cardiff

A Little Bit About Cardiff

Cardiff Red House

If you’re looking to secure a mortgage in Cardiff, get in touch with Proper Advice on 029 2236 2348 or at info@properadvice.co.uk today, or pop into our Cardiff office!

Situated in South Wales, the Welsh capital Cardiff sees a huge number of visitors each year. Whether you’re a sports fan, keen shopper or a history buff, there truly is something for everyone.

Cardiff is reported to have the largest concentration of castles out of any city in the world. It is home to popular tourist attraction Cardiff Castle in the heart of the busy city centre, as well as Castle Coch and two further ‘Motte and Bailey’ castles in Radyr and Rhiwbina which, along with another castle at Whitchurh, hold huge historical significance.

Alongside its impressive castles, Cardiff is also home to the Principality Stadium and Wales Millenium Centre, the Welsh National Museum and the Senedd building (home of the Welsh Parliament).

Sport plays a huge role in the community, and Cardiff plays host to many high-profile sporting events leading it to be crowned European Capital of Sport in 2014. Cardiff’s Principality Stadium hosted the FA Cup for six years running, as well as eight of the London 2012 Olympic football matches. Football is a huge part of sporting culture in Cardiff, with Cardiff City F.C being the most famous club in the area.

Of course, rugby union is a huge part of Cardiff’s sporting scene with Cardiff RFC building an internationally renowned reputation having beaten both South Africa and New Zealand, with Australia failing to beat the side on six attempts. Cardiff also hosts the indoor special stages of the World Rally Championship which takes place at the Principality Stadium each year, while the British Speedway Grand Prix is held at the Millenium Stadium.

Sport isn’t Cardiff’s only popular export however, with a number of well-known bands and musicians deriving from the Welsh capital too, such as Charlotte Church, Shirley Basey and Shakin’ Stevens.

With its vibrant music scene, rich historical heritage, and world-renowned sporting achievements, it’s clear to see why Cardiff remains such a popular city.

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