Find Your Deal

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Previously
we’ve rebranded to

Mortgage advice without the jargon. That's Proper.

Mortgage advice without
the jargon. That's Proper.

Straightforward mortgage and protection advice, backed by experience and tailored to you.
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Remortgage my home
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Purchase a home

We're Experts in Everything Mortgages and Protection

We specialise in finding mortgage and protection solutions that are right for you, combining expert advice with a straightforward, personal approach.

Mortgage Services

For those looking to remortgage, purchase and everything in between, we have a solution tailored to you!
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mortgage services

Protection Services

It's so important to ensure you have adequate cover in the event of time off work, critical illness, or if you pass away.
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protection services

Free Calculators and Tools

Want to see how much you could potentially save by consolidating debt, or how much your next mortgage could cost? Click below!
Debt Consolidation Calculator
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Mortgage Payment Calculator
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Perks of working with Proper Advice

Working with an experienced mortgage broker is the best decision you'll make this year.
Expert advice from experienced advisers
From basic rate switches to complex remortgages, we've seen it all. Your application is in safe hands with our experienced team of advisers.
A streamlined & efficient process
Our super simple and streamlined process takes all the hard work out of your hands. We're with you from initial enquiry to completion.
Great choice of lenders & providers
With access to over 90 lenders and the best protection providers on the market, you can be sure you're getting a competitive deal.
Weekly review of your interest rate
During your application we review your rate weekly to make sure you complete on the best interest rate possible.

Our simple process takes the hassle out of mortgages.

We can save you time and money with our streamlined mortgage process

  • No-cost consultation and review of your best options
  • Full review of your documents to give you a head start
  • Proactive management of your application from start to finish
  • Regular review of your mortgage rate during the application process
Get Quotes
We have access to over 120 high street and specialist lenders across the whole market!

How it works

At a high level, this is how your mortgage experience with us will look. We make it as simple and straightforward as possible, ensuring you are kept informed throughout.
1
Review
We'll review your situation in full, analyse some basic documents and provide the best deals on the market for your circumstances.
2
Decide
Our advisors will help you determine the best route forward to ensure that you are getting the most out of your mortgage!
3
Apply
We'll handle the full application process from beginning to end, dealing with the lender and solicitors. You can sit back and relax while we take care of you.
4
Complete
We'll ensure everything is lined up for completion day so that you can look forward with excitement to your new mortgage.
Get Started

Frequently Asked Questions

We're glad you asked! You can get in touch in a number of different ways:

  • Call us on 01244 955 399
  • Email us at info@properadvice.co.uk
  • Use one of our website contact forms, or click 'Contact Us' at the top of the page

Our head office is based in Chester city centre, however we have satellite offices in the following cities:

  • London
  • Manchester
  • Liverpool
  • Birmingham
  • Cardiff
  • Newcastle
  • Leicester

Our core opening hours are listed below, however we are happy to arrange out of hours and weekend calls if you are unable to reach us during these hours.

  • Monday 08:30 to 19:00
  • Tuesday 08:30 to 19:00
  • Wednesday 08:30 to 19:00
  • Thursday 08:30 to 19:00
  • Friday 08:30 to 19:00

We offer a multitude of services catering to homeowners and prospective buyers. See them listed below!

Mortgage Services

  • Remortgages
  • Debt Consolidation Mortgages
  • Home Improvement Mortgages
  • Green Mortgages
  • Adverse Credit Mortgages
  • Buy to Let Mortgages
  • Self Employed Mortgages
  • Interest Only Mortgages
  • Shared Ownership Mortgages
  • Moving Home Mortgages
  • First Time Buyer Mortgages
  • Let to Buy Mortgages

Protection Services

  • Mortgage Protection (Life Insurance)
  • Income Protection
  • Critical Illness Protection
  • Business Protection

Typically, we do charge a fee for arranging a mortgage, however the actual fee will be dependent on your circumstances.

All of our initial consultations, document reviews, product sourcing, and quotes are completely free. We believe you should have all the information you need to make the right decision, without any pressure or obligation to proceed.

When it comes to lender fees, there may be arrangement, product, valuation, or application fees linked to your chosen lender. In any case, we’ll always provide a full breakdown of any applicable fees before you apply, so you’re never caught by surprise.

There may also be legal costs for conveyancing or solicitor services. Some lenders offer free legal services, but you often have the option to choose a paid legal provider for faster turnaround and more personalised service.

At every stage, our goal is to keep things clear, transparent, and entirely in your hands.

Getting in touch has never been easier.

Whether you prefer to call, text, email or fill out our simple online forms, we're only a stone's throw away from helping you find the solution you deserve. Click below to get in touch.
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